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Enrollment / Effect
Date Rules

Enrollments completed by the 25th of the current month will have an effective policy date of the 1st of the next month.


Enrollment completed Jan 1st-25th will have an effective date of February 1st.
Enrollment completed Jan 26th - 31st will have an effective date of March 1st.

Bright Idea Vision
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Affordable vision insurance coverage.

No waiting periods. Guaranteed issue. No age or regional pricing schedule. Coverage includes frames, lenses, contact lens, eye exams, and more.

States Not Available: ID, ME, MD, MN, MT, NH, NJ, SD, VA, WA
My Health Pass - Basic
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MyHealthPass - Basic is revolutionizing the way healthcare options are delivered. Having MyHealthPass - Basic is like having access to your own healthcare professionals in the cloud. We help our member’s with everyday health-related issues providing individualized support and access to programs that are affordable, accessible and easy to understand.

MyHealthPass -  Basic memberships provide members with high-quality health care options and programs that are meant to promote overall well-being. Our wide range of programs are available to our members 24/7 365 on our user-friendly technology platform.

States Not Available: ME, MD, MT, NH, NJ, WA

Matthew Palka

Matthew Palka
PO Box 18
Waterville, OH 43566
PHONE: (615) 469-5424


Member Services:
800-979-8266 ext. 2

Monday - Friday
7am to 7pm CST


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